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Payroll built for Puerto Rico 30 days free on every plan
787-736-5020 [email protected]
Plans & pricing

Simple plans, no surprises

Every plan includes full access to Xpayroll, up to 10 workers and 30 days of free subscription.

Basic

Calculate and document your payroll; you make the payments
$50/ mo
Up to 10 workers · + $5 for each additional
No setup fee
  • Payroll and withholding calculation
  • Pay stubs by email
  • 26 reports and worksheets
  • Employees and contractors
  • Direct deposit
  • Tax payments
Start free
Most popular

Essential

All of Xpayroll plus direct deposit
$100/ mo
Up to 10 workers · + $7 for each additional
Setup: $250 (one-time)
  • Everything in Basic
  • Direct deposit to employees
  • Direct deposit to contractors
  • Processed with Accepta Pay (ACH)
  • Pay date confirmation
  • Tax payments
Start free

Plus

Deposits and tax payments
$135/ mo
Up to 10 workers · + $9 for each additional
Setup: $375 (one-time)
  • Everything in Essential
  • Deposit of withheld income tax to Hacienda
  • Social Security and Medicare to the IRS
  • Payments on the legal schedule
  • Details and proof of every payment
Start free

Monthly prices. The 11.5% IVU sales tax is added to the subscription and itemized on the invoice. "Workers" includes employees and contractors.

30 days free

The first subscription charge is made when the 30 days end and covers the next month in advance. If you cancel before then, you're not charged.

Why a setup fee?

On Essential and Plus it covers the communication and document review to submit your application to Accepta Pay, validate your bank account and set up payments. It's charged when you subscribe.

Month to month

The subscription renews every month and is billed in advance. Cancel anytime: you keep access until the end of the cycle, with no cancellation fees.

Compare plans

 BasicEssentialPlus
Monthly price$50$100$135
Workers included101010
Additional worker (month)$5$7$9
Setup fee$0$250$375
Free subscription trial30 days30 days30 days
Platform
Puerto Rico payroll and withholding calculation
Pay stubs by email
Vacation, sick leave and Christmas bonus
Contractors and services withholding
Reports, worksheets and scheduled emails
Roles, permissions and audit log
Payments
Direct deposit to employees
Direct deposit to contractors
Withheld income tax (Hacienda)
Social Security and Medicare (IRS)

Frequently asked questions

Subscription, payments and compliance

How does the free trial work?

The subscription includes 30 calendar days free from the subscription date. When it ends, the first charge is made, covering the next month in advance. Your subscription confirmation shows the date the trial ends and the date of the first charge. If you cancel before then, the first monthly fee is not charged.

Is the setup fee charged during the trial?

Yes. On Essential ($250) and Plus ($375) it's charged when you subscribe, even during the free period, because it covers the work of submitting your application to Accepta Pay and validating your bank account. Paying it doesn't guarantee approval by Accepta Pay or the banks. The Basic plan has no setup fee.

Who counts as a worker?

Employees and contractors registered for payment processing. Each plan includes up to 10; each additional worker costs $5 (Basic), $7 (Essential) or $9 (Plus) a month.

Is IVU sales tax charged?

Yes. The 11.5% IVU sales tax is added to the digital subscription and itemized separately on the invoice, unless a valid exemption applies.

How do I cancel?

Through the official channels, at any time. Cancellation takes effect at the end of the current cycle and you keep access until then. There are no renewals or charges afterward, and no proration for unused days. Price changes are announced at least 30 days in advance.

When do I need to approve payroll for it to arrive on time?

With direct deposit, payroll must be complete and approved by 2:00 p.m. (Puerto Rico time) at least two banking business days before the pay date. To pay on a Friday, the cutoff is Wednesday if there are no holidays. Saving a draft does not count as approving it.

What happens if I don't have enough funds?

You must have available funds in the authorized account to cover net pay, taxes and fees. If a debit is returned for insufficient funds, you must reimburse the amount disbursed within three banking business days. After three insufficient-funds incidents, direct deposit and agency payments are turned off; to reactivate them, you pay the outstanding amounts and deposit a reserve.

Does Xpayroll file my returns?

No. Xpayroll prepares reports and worksheets for the returns (941, 940, 499R-1B, W-2PR, 480 and others), but doesn't file them. It also doesn't include time and attendance, human resources, or payments to the Department of Labor, CFSE or retirement plans. Expert Accounting Group offers those services separately.

Can I change plans later?

Yes. Moving from Basic to Essential or Plus requires accepting the terms for those services, signing the bank authorization and approval by Accepta Pay. Write to us and we'll guide you through it.

Read the terms and conditions for Essential and Plus and those for the Basic plan.

Run your next payroll with Xpayroll

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